Total and Permanent Disability - TPD


(TPD) (also available in within Super) provides a lump sum, if after three consecutive months of inability to perform your current occupation, you are so disabled that you are unlikely to ever work again in your own occupation or another occupation which you are suited based on your education, training and experience.

TPD can be included under the superannuation option, however it should be noted that there are restrictions on the features available, and there may be implications with regards to accessing the TPD funds from your super fund. TPD amounts paid from a super fund may also be subject to taxation.

Why invest in TPD?

To cover medical expenses, long-term living expenses and home modifications.

At no cost to you and under no obligation – we can meet for the initial appointment to identify your goals, wants and needs.

Please call us on 08- 9451-1911 or CONTACT US HERE.