Income Protection


Provides income replacement while you are totally disabled or partially disabled and unable to work as a result of either illness or injury. The monthly benefit is based on your taxable income and the maximum benefit is 75% of that amount. Some premiums for income protection are tax deductable. The waiting period is the amount of time following your injury or illness that you must wait before you can make a claim. Waiting period’s can range from 3 days to 2 years. The benefit period is the duration for which you would like to receive benefits. This ranges from 1 year right up to age 70.

Why invest in Income Protection?

To cover mortgage repayments, family, living and medical expenses.

Did you know . . 1 in 6 males and 1 in 4 females will suffer a disability between ages 35 to 65 for a period of 6 months or more.

Top 3 reasons for Income Protection claims
1. Musculoskeletal disease
2. Cancer
3. Mental disorders
(Source: Risk Store 2013)

At no cost to you and under no obligation – we can meet for the initial appointment to identify your goals, wants and needs.

Please call us on 08- 9451-1911 or CONTACT US HERE.