Blogs

 

Please see below a selection of some of the most recent articles which might be of interest to you.

Transition To A Comfortable Retirement

If YOU are age 55 or over this is for YOU!! How Pre-Retirees Can Transition To A Comfortable Retirement! Would YOU like to take advantage of this strategy and get more money while paying less tax and securing YOUR retirement as well? If YOU are age 55 or over, and want to pay less tax, get more money into super, maintain YOUR current take home pay amount and make ‘every post a winner’ when it comes to accumulating for YOUR retirement, we created this short video just for YOU... continue reading

CHILD COVER OPTION

Child Cover Protection provides a lump sum should your child suffer a specified trauma condition or dies. This may help you with time off work, medical expenses, rehabilitation and home modifications. The following are examples of conditions covered under child trauma. Cover varies from $10,000 to $200,000. • Heart attack or major specified Heart issues • Cancer • Loss of Sight/Speech/Hearing • Diplagia / Hemiplegia • Paraplegia • Stroke • Kidney Failure &bull... continue reading

The importance of BINDING Beneficiary Nominations

OK . . so you have nominated a beneficiary for either your Superannuation Fund or your Insurances through Super but is the nomination BINDING ?? The importance of a Binding Beneficiary Nomination If your beneficiary nomination is not binding, the family member you have nominated could have a legal battle on their hands when it comes time to collecting the beneficiary payout. This could affect the beneficiaries you have nominated for your Insurances through Super and/or your Superannuation... continue reading

Why Invest in Trauma?

Trauma Cover / Recovery / Critical Illness are different titles for policies with various Insurance Companies, which all do the same thing, providing a lump sum payment on the occurrence of any one of the specified critical illnesses. Most companies insure over 40 conditions, and there are options to have trauma re-instatement and partial trauma benefit payouts included in your contract. You must survive 14 days after the critical illness before the benefit will be paid. Examples of trauma cond... continue reading

Would your Business survive without YOU ?

If you are self-employed a Business Expenses plan covers 100% of your defined eligible business expenses that you must pay each month if you are unable to work due to illness or injury. Benefits are payable up to 12 months. Examples of eligible business expenses are: • Salaries and Superannuation Contributions for employees not involved in the generation of Revenue • Regular advertising costs • Bank charges • Interest payments • Net cost of a locum • Electricity, ... continue reading